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Featured
HDFC Bank Gold Loan Bazaar

Loan Amount

Rs 50,000 onward (Less than Rs 50000 for Rural markets)

Interest Rate

9 % to 15.15% *
Featured
HDFC Bank Gold Loan Bazaar

Loan Amount

Rs 50,000 onward (Less than Rs 50000 for Rural markets)

Interest Rate

9 % to 15.15% *
Bank
Loan Amount
Interest Rate
Loan Tenure
Processing Fee
Featured Category
HDFC Bank Gold Loan Bazaar HDFC Bank
Rs 50,000 onward (Less than Rs 50000 for Rural markets)
9 % to 15.15% *
6 months to 48 months
0.5%

Bank Name

HDFC Bank

Processing Fee Range

0.5%

Tenure Range

6 months to 48 months

Foreclosure charges

1% , if closed within 6 months

Renewal Fees

Up to Rs 350 + Tax

Interest Rate

9 % to 15.15% *

Time Taken

Around 45 minutes

Carat Requirement

18 ct to 24 ct

Age Required

Minimum 18 years

Document Charges

Rs 250 for loan upto Rs 1.5 lacs and Rs 500 for loan above Rs 1.5 lac as Valuation Fee

HDFC Bank Gold Loan

HDFC Bank Gold Loan is a safe, simple and easy way to get a loan instantly against your Gold Ornaments. Someone has aptly said, ” Gold that helps in need is Gold indeed”. Get the maximum Gold Rate per gram for your gold ornaments and also make the Idle Gold in your locker work for you. HDFC gold loan provides you Instant liquidity which further helps you to fulfill your needs and dreams. Gold ornaments provided for availing loan will be kept safe in bank Lockers as a collateral for loan

You can avail gold loan for amount Rs 50,000 onwards. It also provides Gold loans for less than Rs 50,000 also available for rural markets for a Loan tenure ranging from  6 months to 48 months at very competitive Interest rates from 9.5 % to 15.35 %.

HDFC bank also charges a very low processing fees of 0.5 %.

Benefits of HDFC Bank Gold Loan :

  • No hidden charges or fees.
  • Minimum documents Requirement
  • Complete Transparency
  • Lowest Interest Rates
  • No Guarantor Required
  • Instant Funds Provided and Loan Disbursement in around 45 minutes.
  • No Income Proof or ITR Documents Required.

Documents Required for HDFC Bank Gold Loan :

  • 2 Passport Size Photographs
  • Passport
  • Driving License
  • Voter’s ID Card
  • Aadhaar Card issued by UIDAI
  • PAN Card / Form 60 (along with any of the above documents)

Important Notes :

  • Loan against gold coins only up to 50 grams per customer issued by Banks having 99.99 % purity( Limit applicable as per RBI guidelines )
  • Gold Loan is granted by HDFC bank only for agricultural/business/personal purposes. The loan amount cannot be used for the purchase of gold coins, jewels, land or other speculative purposes.
  • Late payment charges are also applicable as 2% p.a. as penal interest over and above the applicable rate of interest.
  • Credit provided is at the absolute discretion of HDFC Bank.
  • * Rates offered to the customer during the period of Jan’17 to Mar’17 as per HDFC bank portal.

Apply for Gold Loan Now