0 votes, average: 0.00 out of 50 votes, average: 0.00 out of 50 votes, average: 0.00 out of 50 votes, average: 0.00 out of 50 votes, average: 0.00 out of 5 (0 votes, average: 0.00 out of 5)
Proceed to Login to rate this
Loading...
 
SBI Gold Loan Bazaar

Loan Amount

Rs 20,000 to Rs 20 Lacs

Interest Rate

1.25% above the MCLR-1yr
 
SBI Gold Loan Bazaar

Loan Amount

Rs 20,000 to Rs 20 Lacs

Interest Rate

1.25% above the MCLR-1yr
Bank
Loan Amount
Interest Rate
Loan Tenure
Processing Fee
SBI Gold Loan Bazaar SBI Gold Loan
Rs 20,000 to Rs 20 Lacs
1.25% above the MCLR-1yr
up to 36 months
0.50 % or Rs 500+ GST whichever is high

Bank Name

SBI Gold Loan

Processing Fee Range

0.50 % or Rs 500+ GST whichever is high

Tenure Range

up to 36 months

Foreclosure charges

Yes

Renewal Fees

Yes

Interest Rate

1.25% above the MCLR-1yr

Time Taken

around 1 hour

Carat Requirement

18 ct to 24 ct

Age Required

18 years above

Document Charges

Yes

SBI Gold Loan

SBI Gold Loan is a safe, simple and easy way to get a loan instantly against your Gold Ornaments. Someone has aptly said, ” Gold that helps in need is Gold indeed”. Get the maximum Gold Rate per gram for your gold ornaments and also make the Idle Gold in your locker work for you. SBI gold loan provides you Instant liquidity which further helps you to fulfill your needs and dreams. Gold ornaments provided for availing loan will be kept safe in bank Lockers as a collateral for loan

You can avail gold loan for amount Rs 20,000 on wards up to Rs 20 lac. It provides Gold loans for a Loan tenure of up to 36 months at very competitive Interest rates. At present SBI Gold Loan charges 1.25% above the MCLR-1yr.

SBI Gold Loan also charges a very low processing fees of 0.50% of the Loan amount + GST or minimum Rs.500 + GST.

Benefits of SBI Gold Loan :

  • No hidden charges or fees.
  • Minimum documents Requirement
  • Complete Transparency
  • Lowest Interest Rates
  • No Guarantor Required
  • Instant Funds Provided and Loan Disbursement in around 45 minutes.
  • No Income Proof or ITR Documents Required.

Documents Required for SBI Gold Loan :

  • 2 Passport Size Photographs
  • Passport
  • Driving License
  • Voter’s ID Card
  • Aadhaar Card issued by UIDAI
  • PAN Card / Form 60 (along with any of the above documents)
  • Witness Letter in case of illiterate borrowers.

Important Notes :

  • Loan against gold coins only up to 50 grams per customer issued by Banks having 99.99 % purity( Limit applicable as per RBI guidelines )
  • Gold Loan is granted by SBI only for agricultural/business/personal purposes. The loan amount cannot be used for the purchase of gold coins, jewels, land or other speculative purposes.
  • Late payment charges are also applicable as penal interest over and above the applicable rate of interest.
  • Credit provided is at the absolute discretion of SBI Gold Loan.
  • * Rates offered to the customer as on 17 Feb,2019 as per SBI bank portal.

 

Online Gold Loan, Compare Gold Loan, Lowest Interest Rates, GoldloanBazaar.com